About Us

Find out about our professional and experienced team - who they are, how they can help you and how you can contact them.

Ravi Prema

Chartered Financial Planner

Ravi has achieved the Advanced Diploma in Financial Planning and Chartered status and was the youngest Chartered Financial Planner of the Chartered Insurance Institution (CII) to achieve this designation, at the time of achievement.

Phone: 01455 636110

Chartered Financial Planner

Ravi Prema attained Chartered Financial Planner status in 2021.

The QCF level 6 advanced diploma in financial planning accreditation, bestowed by the Chartered Insurance Institute (CII), gives holders clear differentiation from the main body of financial advisers.

It recognises Ravi's specialist planning capabilities and his ability to offer a sophisticated and comprehensive approach to financial management.

“Independent research confirms that consumers place huge importance on talking to a chartered practitioner,” commented Ravi. “They regard it as the most respected indicator of professionalism.

“It is more than just a qualification,” he stated, “and in addition to the increased perception of your services, it really does improve your level of technical knowledge.

“Diploma holders also have to adhere to a rigid code of ethics, placing chartered financial advisers on a par with other professionals such as accountants and solicitors.”

 

Dinesh Prema

Company Director

Dinesh has been in the industry for over 40 years with over 25 years of experience in directly advising clients.

 

Phone: 01455 636110

Nita Prema

Office Manager

Nita has worked over 35 years in administration including in a bank, voluntary sector and for the last 20 years for Prema Financial Services Limited.

Phone: 01455 636110